All dog owners will be legally obliged to insure their pets against the risk to others. Pictured here is a common Ninja variety, bred for it's nimbleness and speed. NewsBiscuit was quoted a premium of £4,576 per annum, which will cover legal defense costs, but not damages awarded against the Ninja-owner. The very small print in the contract contains a lien on all real property owned by the Ninja-owner, the purpose of which is to pay damages in the case where a legal defense against serious injuries sustained by the victim, is lost.
